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AON - Definition Of A Member For Insurance Purposes.

What is a member ? How do I calculate how much I should pay ?
Members are anyone who has paid their membership fees, this also includes their “registered” visitors.

So the definition of a member is - The people that are considered by your club to form “ a membership” made up of adults, children or visitors.

So your insurance premium is based on the “number of memberships” that are paid to your club. Not the amount of people who are covered under that membership.